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Municipal Advisor Rule Disclosure

MUNICIPAL ADVISOR RULE; DISCLOSURES FOR MUNICIPAL ENTITIES AND OBLIGATED PERSONS:  In entering into this transaction with you, none of SunTrust Robinson Humphrey, Inc. or any of its affiliates (STRH) has recommended an action to you as a municipal entity or obligated person (if such terms are applicable to you).  STRH has provided you only information of a general nature and is not acting as an advisor to you and does not owe a fiduciary duty pursuant to Section 15B of the Exchange Act to you with respect to any information which STRH may have communicated to you.  STRH is acting for its own interests.  You should discuss any information or material provided to you with any and all internal or external advisors and experts that you deem appropriate before acting on any information or material.