Asset Based Lending
Borrowing money against company assets can help you generate liquidity to raise capital or create greater operating flexibility with generally few or no financial covenants, including higher balance sheet leverage. Our Asset Based Lending Group provides debt capital solutions of $10 million or more to our commercial, corporate and investment banking clients through customized funding solutions across the credit spectrum.
Our seasoned team of professionals offers broad structuring expertise, extensive syndication capabilities and highly efficient execution that can help you successfully utilize company account receivables, inventory or fixed assets as the basis for credit extension. This type of structure allows for capital activities based on liquidity, not financial leverage, with no rating requirements since availability is typically driven by asset quality.
We take the time to thoroughly understand your business and financing needs to deliver the most effective liquidity solutions. As a client, you will receive high-touch attention backed by a One Team mindset that unites the comprehensive services of our universal banking platform to help meet your goals. This truly integrated approach differentiates our business in offering a trusted, reliable funding partner that can help you navigate your firm’s various stages of growth over the long term.
Capabilities and Core Services
- Buyout, Merger or Acquisition Financing
- Growth Capital
- Recapitalization or Dividend Distributions
- Working Capital Liquidity